Flash Money

Getting a Loan from Flash Money is

quick & simple

APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
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Google Reviews

4.5/5
4.5 Star Rating

TrustPilot

4.6/5
4.6.Star Rating

Facebook Reviews

5/5
5 Star Rating

To apply for a Mini or Super Flash loan

1

You will require to log online via a Computer or Smart device. First step is to tell us how much you would like to borrow and what repayment plan is achievable.

2

The information you have provided

Will be assessed to ensure that it can meet your ability to payback in a suitable time frame without causing you financial stress.
3

If all requirements are met, and your loan is approved

Then all you need to do is sign your electronic loan contract. The money will be transferred directly to your nominated bank account ready for you to use.

APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now

Who Can Apply?

We have made applying for a loan simple.

Our easy process will enable you to get a loan quick. To be eligible you will need to be:
  • You are 18 years old or over
  • You are an Australian Citizen or Permanent Resident
  • You have been receiving a regular income into your personal bank account for at least 90 days
We will also assess your ability to make repayments without causing you financial stress.
APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now

Fees and examples

Mini Loans

$2,000 or less do not have an APR (Annual Percentage Rate). These loans are fee-based only, and so they don’t have an APR. The establishment fee is 20% of the amount borrowed and the monthly fee is 4% of the amount borrowed.
Our Mini loans have a minimum term of 1 month and a maximum term of 12 months.For example, a loan of $1,000 repaid over 6 months equates to a total amount payable of $1,440 comprised of $1,000 principal, $200 establishment fee and $240 in monthly fees.
(Comparison rate 138.37%** p.a.)

Super Loans

Between $2,001 and $5000 have a maximum Annual Percentage Rate (APR) of 47.8% and there is a $400 Establishment Fee.
Our Super loans have a minimum term of 1 month and a maximum term of 24 months. For example, a loan of $2,500 borrowed over 24 months would equate to a total amount payable of $4,509.44, comprised of $2,500 principal, a $400 establishment fee and $1,609.44 in interest.
(Comparison rate 65.86%** p.a.)

Whatever you need, a fast cash loan will do the job

$500 Loans

Your Source for Quick $500 Loans in Australia

Appliance Loans

Your Source for Quick Appliance Loans in Australia

Bad Credit Loans

Your Source for Quick Bad Credit Loans in Australia

Botox Loans

Your Source for Quick Botox Loans in Australia

Car Repair Loans

Your Source for Quick Car Repair Loans in Australia

Cosmetic Surgery Loans

Your Source for Quick Cosmetic Surgery Loans in Australia

Debt Consolidation Loans

Your Source for Quick Debt Consolidation Loans in Australia

Dental Loans

Your Source for Quick Dental Loans in Australia

APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now
** WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

About Flash Money

Flash Money is an Australian lender that specialises in fast, small personal loans. We help everyday Australians access quick cash when they need it most – with a simple online application, fast approvals, and money transferred straight to your bank account.

We offer small personal loans up to $5,000. Whether you need funds for car repairs, bills, medical expenses, or unexpected costs, Flash Money aims to provide a quick and stress-free solution.

Yes. Flash Money is a licensed Australian credit provider and follows all responsible lending practices. We take customer privacy and data security seriously. Our online platform is encrypted, and your personal information is always kept safe.

Most applications take only a few minutes to complete online. Once approved, funds are usually transferred to your bank account the same day (depending on your bank).

You may be eligible if you:

  • Are over 18 years old
  • Live in Australia
  • Have a regular income (from employment or benefits)
  • Can show you can comfortably repay the loan
  • 100% online application – no paperwork
  • Fast approvals and same-day funding
  • Transparent fees and no hidden charges
  • Flexible repayment options tailored to your budget
  • Local Australian support team

Even if you have a less-than-perfect credit history, Flash Money may still be able to help. We understand that life happens, which is why we take the time to listen to your individual circumstances. Our small short-term loans of up to $5,000 are designed to provide fast financial relief with flexible repayment options for approved applicants. If you’re looking for a quick loan lender in Australia that keeps things simple and hassle-free, Flash Money is here for you.  

Simply click “Apply Now”, answer a few quick questions, and we’ll process your application right away.

APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now
  • Safe and Secure.

More from Flash Money

APPLY NOW

Warning about borrowing

Do you really need a loan today?

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:
  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Advance Payments
The Government’s MoneySmart website shows you how small amount loans work and suggests other options that may help you.
* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.
Login
Apply Now
  • Safe and Secure.
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